Submitted by

Bradesco Seguros

Premium
03/03/2026 Insurance Innovation
An innovative solution that expands access to philanthropy through banking correspondents, offering a low cost product with instant drawings that boosts social fundraising and generates immediate engagement.
Innovation details
Country
Brazil
Category
Product & Service Innovation
Keyword
Customer service, Innovation
Business Line
Income protection
Distribution Channel
Online / Direct

Innovation presentation

Sorte Expressa is a product sold exclusively through banking correspondents, in the philanthropy modality, allowing contributions between R$ 1 and R$ 50. The model’s differential lies in the integrated experience: when making a contribution, the customer automatically participates in instant drawings of up to R$ 2,500, as well as monthly drawings of up to R$ 2,500 and a semiannual drawing of up to R$ 50,000.

The solution democratizes access to philanthropic actions, incorporates gamification, encourages customer flow within the channel, and offers a simple, fast, and fully integrated experience within the routine of banking correspondents.

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