Dana: E2E Voice Automation at DA Direkt Qorus-NTT DATA Innovation in Insurance Awards 2026

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Zurich Insurance

Zurich is a leading multi-line insurer serving people and businesses in more than 200 countries and territories. Founded 150 years ago, Zurich is transforming insurance. In addition to providing insurance protection, Zurich is increasingly offering prevention services such as those that promote wellbeing and enhance climate resilience.

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09/03/2026 Insurance Innovation
Dana is an end-to-end GenAI voice agent that handles motor insurance calls end‑to‑end, delivers instant retention offers, and automates 70%+ of interactions — elevating CX and paving the way for a fully AI‑powered contact center.
Innovation details
Country
Germany
Category
GenAI Innovation of the Year
Keyword
Customer experience, Customer service, AI & Generative AI, Insurance, Digital channels & Omnichannels, Strategy & Business model, Data, Car & Mobility insurance, Automation, Agentic AI
Business Line
Commercial Insurance, Motor insurance
Distribution Channel
Online / Direct, Partners, Agents

Innovation presentation

DA Direkt  is introducing a GenAI -powered voice agent to enhance customer acceptance through more natural, human -like conversations while increasing efficiency by further automating the voice channel. The initiative aims to reduce the volume of calls handled by the service center and free up human agents to focus on complex, high -value customer interactions.  With the AI voice agent “Dana,” DA Direkt seeks to improve customer experience by reducing waiting times, enhancing intent recognition and authentication, and enabling end -to-end resolution of selected use cases directly within calls. In this use -case Dana autonomously handles customer calls triggered by the dispatch of motor insurance invoices. Beyond resolving inquiries, it actively improves customer retention by proposing optimized offers in real -time that customers can accept directly within the cal l — without involving human agents.  Dana also helps relieve service centers during peak periods, such as the motor renewal season, while leveraging existing automated processes that were previously not optimized for voice.  Although the use of voice agents is growing in Germany, DA Direkt differentiates itself by applying GenAI to handle customer requests end -to-end – still a clear competitive advantage in the insurance market. Inspired by high automation levels in industries such as telecommunications, DA Direkt delivered the solution through close cross -functional collaboration across business  respectively contact center , IT, legal, data  & business analytics , and executive stakeholders. Since October 2025, DA Direkt has been live with its first GenAI use case: an end -to-end motor service journey focused on customer retention. The voice agent supports customers with motor premium calculations, policy document dispatch information, premium reduction options and related inquiries. 

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