More than 320 innovations were submitted by 130 financial institutions from 53 countries for this year’s Qorus-Infosys Finacle Banking Innovation Awards program. This is a significant number of submissions for the annual initiative, which seeks to reward the most innovative projects in the global banking services sector.
To determine the winners, which will be announced at the October 8th in-person ceremony, Qorus has selected 63 of the best innovations across seven different categories. Both Qorus members and non-members can vote for the winners by selecting their top three innovations per category (voting reserved for employees of financial institutions only). Votes must be cast by July 16th 5pm CET. Additionally, a worldwide selection of C-level executive judges will choose the Transformative Innovator of the Year for 2025.
Nominees for the awards include:
Emerging Tech Innovation of the Year
• ABN AMRO Bank (Netherlands) - Next Generation Cash Pooling
• Axis Bank (India) - Siddhi
• Citi (USA) - Citi Token Services
• CTBC Bank (Indonesia) - Cloud Core Banking Upgrade
• Emirates NBD (UAE) - Core LITE APIs using FEEM - CQRS Pattern Implementation
• National Bank of Georgia (Georgia) - Tokenized Deposits Project
• Raiffeisen Bank International (Austria) - A real-world test of portfolio optimization with quantum annealing
• Swedbank (Sweden) - Customer communication Platform
• Zand (UAE) - Banking Transformation Excellence
Business Banking Innovation
• Allica Bank (UK) - Business Rewards Account
• Banco Security (Chile) - Security HUB
• Danske Bank (Denmark) - District Marketplace
• Maybank (Malaysia) - Bank Feed
• mBank (Poland) - Paynow
• Millennium bcp ( Portugal) - New Corporate Homebanking
• Novobanco (Portugal) - PIC – Customer Information Platform
• Standard Bank (South Africa) - Client Intelligence Hub
• VakifBank (Turkey) - VaNa
Business Model Innovation
• Bancolombia (Colombia) - Wenia
• Bradesco (Brazil) - Dream Trip with Bradesco
• CaixaBank (Spain) - Facilitea Coches
• MoraBanc (Andorra) - Stablecoin-Powered Digital Asset Settlement for Institutional Custody
• OTP Bank (Hungary) - Fizz.hu – OTP Bank’s Leap into E-Commerce
• Rakbank (UAE) - Microservices Platform
• Standard Chartered (Singapore) - SC Ventures
• Union Bank of India (India) - Self Help groups (SHG)
• Yapi Kredi (Turkey) - Speech Analytics Derived Sales Data
Customer Experience Innovation
• Banco do Brasil (Brazil) - Credit Card Hyper-personalization
• Bank of Montreal (Canada) - My Financial Progress
• Boost Bank (Malaysia) - Boost Bank embedded banking
• CaixaBank (Spain) - New CaixaBank app
• Desjardins (Canada) - Financial insights from Alvie
• Isbank (Turkey) - Mini App Partnerships within My Life with İşCep
• KBC (Belgium) - Check who's there!
• Standard Bank (South Africa) - Trust Call
• Taiwan Business Bank (Taiwan) - Taiwan Business Bank’s Senior-Friendly APP
Operations and Workforce Transformation
• Banco do Brasil (Brazil) - Data Guru
• BCA (Indonesia) – AROPIS
• Bradesco (Brazil) - Graph Data Science predicts chain risks via transaction network analysis
• Ceska Sporitelna (Czech Republic) - Voice assistant for CSAS branches & bankers
• Credem Banca (Italy) - NLP for AML Review Analysis
• DBS Bank (Singapore) - Group Institutional Banking Operations (IBGO)
• imagin (Spain) - CX Scouting
• Pan Asia Bank (Sri Lanka) - FalconEye
• Union Bank of India (India) - Union Advith
Predictive, Generative, and Agentic AI Innovation
• Akbank (Turkey) - AI-Driven Stock Insights
• Aktif Bank (Turkey) - Aktif Codex
• Banque Misr (Egypt) - AI & Digital Experience Platform
• Caixa Geral de Depósitos (Portugal) - AI Chatbot & Virtual Assistants
• Eurobank (Greece) - AML Analytics
• mBank (Poland) - From hype to action: The GenAI incubator story
• Novobanco (Portugal) - Contact Hub
• Widiba (Italy) - WidibAIntelligence
• Yapi Kredi (Turkey) - AI and RPA-Powered Complaint Resolution Management
Product & Service Innovation
• Bank of Georgia (Georgia) - Bank of Georgia Ads Manager
• Bradesco (Brazil) - Decentralized Digital Identity
• BPI (Portugal) - Quatru
• Commonwealth Bank of Australia (Australia) - NameCheck
• Discovery Bank (South Africa) - Silent Security Response
• mBank (Poland) - mOkazje zakupy
• Natwest (UK) - Apple Vision Pro Banking App
• Ruya (UAE) - First Islamic Bank in the World to offer direct Bitcoin investments
• TBC Bank (Georgia) - Auto Comfort
Social, Sustainable & Responsible Banking Innovation
• Co-Operative Bank of Kenya (Kenya) - Coffee Direct Settlement System (DSS)
• Creand (Andorra) – VESTO
• imagin (Spain) – Fluye
• Kasikornbank (Thailand) - KBank Green Home Loan Initiative
• KBC (Belgium) - Scale it Agro
• OCBC (Singapore) - OCBC Sustainability Hub
• Parabank (Brazil) - The World’s First Digital Bank for People with Disabilities
• Sekerbank (Turkey) - Agrifuture
• Taipei Fubon Bank (Taiwan) - Warm-Link Initiative: Migrant-Friendly Financial Inclusion and Empowerment
And for jury members only:
Transformative Innovator of the Year
• Banco do Brasil (Brazil)
• Bank of Montreal (Canada)
• Bradesco (Brazil)
• CaixaBank (Spain)
• DBS Bank (Singapore)
• Emirates NBD (United Arab Emirates)
• KBC (Belgium)
• Maybank (Malaysia)
• NovoBanco (Portugal)
You decide who wins. Vote now
And to be the first to know everything about the Qorus Innovation Awards, join us on the Awards Community Hub.