TurkeyCategory
Social, Sustainable & Responsible Banking InnovationKeyword
Customer experience, Operational excellence & efficiency, AI & Generative AI, Data, SME Banking, ESG & Sustainability
Innovation presentation
Due to the target of compliance with the regulations originating from the EU countries, which are the main export destinations of SME companies those are the backbone of the Turkish economy, in addition the net zero commitment of the country, the expectations of consumers due to nature-friendly production and the concerns of companies for a green future, it has become a necessity for production processes to become compatible with net carbon targets. Carbonmap, Şekerbank's first and only unique solution developed by a financial institution for this process, which requires calculation infrastructures and monitoring methodologies that are difficult to follow for companies and workshops, dealers and branches within the organization of companies, helps businesses to overcome all these problems as a web platform for SME size companies those have to measure carbon emissions originating from their production due to consumer expectations, legal regulations or their own motivations; could track the carbon emission results and receive analysis reports based on their consumption. In this way, companies that are obliged to monitor and report the results of carbon emissions and water footprint results arising from their activities, especially due to the Carbon Border Adjustment, can fulfill these needs free of charge through Carbonmap, the first product offered by a bank for that purpose.. In addition, with its Open AI supported artificial intelligence solution, Carbonmap offers a GPT service to all customers who have questions about sustainability, carbon tax, carbon emission, green transformation. This tool works with a special model and calculation algorithm trained by Şekerbank teams for this purpose, and provides users with all the information requested on this subject in just a few seconds. With the ESG (Environmental Social Governance) survey module, all Şekerbank customers can instantly calculate their ESG scores and view their scores and overall status in environmental, social and governance categories. The scoring infrastructure here is integrated with the loan scoring infrastructure used for SME customers who need financial support for their activities and green transformation.
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