Sale of Capitalization through the Call Center Qorus-NTT DATA Innovation in Insurance Awards 2026

Submitted by

Bradesco Seguros

Premium
03/03/2026 Insurance Innovation
Implementation of an innovative process for selling capitalization products by phone, allowing call center operators to complete the contracting using an exclusive and traceable link associated with the agent.
Innovation details
Country
Brazil
Category
Product & Service Innovation
Keyword
Customer service, Marketing & sales
Business Line
Income protection
Distribution Channel
Agents

Innovation presentation

The innovation consists of creating a structured journey that allows the customer to acquire a capitalization product, with amounts between R$ 100.00 and R$ 1,000.00, directly during the phone service, with payment via Pix.

The operator collects the data, accesses a specific platform, and completes the sale through an individualized link, with the agent’s code embedded in the URL. This mechanism ensures security, traceability, and standardization of sales, serving both account holders and non‑account holders.

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