○ E2E Digital Current Account Onboarding for Sole Proprietors Qorus-Infosys Finacle Banking Innovation Awards 2024

Submitted by

Axis Bank

Premium
22/06/2024 Banking Innovation
Experience Same Day Current Account Opening - Seamless, paperless, and entirely digital with Axis Bank's innovative E2E Onboarding for Sole Proprietors. Revolutionizing SME Banking - Instant Current Account Setup without field visits or paperwork.
Innovation details
Country
India
Category
Reimagining the Customer Experience
Keyword
Customer acquisition & loyalty, Customer experience, Operational excellence & efficiency, Transformation, Digital channels & Omnichannels, SME Banking

Innovation presentation

The E2E Digital Current Account Onboarding for Sole Proprietors is a groundbreaking initiative by Axis Bank that revolutionizes the traditional banking process for small business owners. Launched on January 3, 2022, and spearheaded by Suchismita Gupta, Vice President, this project aims to create a seamless, paperless, and contactless onboarding journey. The bank's vision is to support SMEs by providing a quick and efficient method to open current accounts, reducing the process from 15 days to just one day. Utilizing APIs for document verification and incorporating video calls for authenticity checks, this initiative enhances customer experience while significantly increasing productivity and reducing acquisition costs.

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