Beyond Core Banking Offerings
Creative new products that change the bank’s business model and expand or redefine its role. These novel offerings may be developed and distributed by the bank alone or with ecosystem partners in other industries. They may either be stand-alone banking products or be incorporated into broader, more diverse non-financial offerings. #Ecosystems #Marketplaces #Superapps #NewProducts #OpenBanking #API #EmbeddedFinance #NewBusinessModels
Gold
HappyNest
Many people dream of having their own place, but buying property is becoming increasingly out of reach. This is where...
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Standard Chartered nexus, Standard Chartered’s Banking-as-a-Service solution
Introducing Standard Chartered nexus – your bridge to banking innovation. We enable digital ecosystems to become their own ‘banks’ without...
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Ellevate by Ecobank
Ellevate by Ecobank: gender financing initiative with a unique offering of financial and non-financial support to positively impact women-owned, led...
Read moreCore Offering Innovation
Breakthrough concepts that dramatically enhance, transform, or tailor them to specific market segments. This could include traditional banking products such as credit, payments and advice. #ValueAddedServices #NicheOrientedOffering #DigitalPlatform #MobilePayments #InvisiblePayments #CryptoCurrency #BuyNowPayLater #OperationalExcellence
Gold
BMO New to Canada
Canada welcomes more than 400,000 newcomers per year. To ease the transition of newcomers to Canada, BMO developed a digital...
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Bradesco E-agro - The Digital Partner of Agribusiness
E-agro is a comprehensive digital platform designed specifically to meet the needs of rural producers and revolutionize the agricultural sector...
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Switcho
The free in-app service to compare, change and optimise utility bills through a 100% customer journey
Read moreFuture Workforce
Changes to work, the workforce and the employee experience. This includes the use of data, technology and new approaches to how employees are supported by machines and upskilled, and how work is organized, performed, measured and managed. #WorkforceEmpowerment #EmployeeExperience #Learning #DigitalHR #AgileWorkforce #Automation #HumanAICollaboration
Gold
ABN AMRO Contact Centre GenAI
ABN AMRO is the first Dutch bank to use Generative AI to empower call centre agents with automated call summarization...
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Brasupply: an internal e-commerce platform that restructures the purchasing and distribution model of office supplies within the organization
Bradesco revolutionized the way of providing corporate supplies. Through an intuitive e-commerce platform, employees can request essential materials for their...
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Future Ready Workforce (FRW)
Reshaping the operations workforce strategy: A programme engineered to build an employable, deployable, and just-in-time digital workforce that can handle...
Read moreGlobal innovators
Neobanks & Specialized Players
The creation and/or application of innovative technology that substantially enhances customers’ banking experience and/or develops new sources of revenue for the industry. This category is reserved for banking start-ups and spinoffs, and technology firms working within the banking industry, whose innovations are stage-one funded, have a market release proposition, and/or have completed a successful market proof of concept. #Fintech #Attackers #Neobanks #PlatformBanks #IncumbentsThatLaunchNeobanks
Gold
Isybank, the new Intesa Sanpaolo Group's digital bank.
A bank that perfectly combines human touch with a wide range of distinctive features, directly accessible via an easy and...
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Challenger bank - Judo Bank a specialist, pure play, SMB lender
In response to the major bank market failure to provide small and medium businesses (SMBs) capital, Judo Bank was created...
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Launching Stash Core
Stash is turning money into a source of hope and opportunity for Americans who’ve historically been overlooked by traditional financial...
Read moreReimagining the Customer Experience
Significant enhancements in the bank’s marketing, sales and distribution, and its management of customer channels, communications, engagement and relationships. #DistributionModelInnovation #DigitalTransformation #DigitalSales #NewBranchLayout #SocialSales #BrandAwareness #ArtificialIntelligence #CustomerAnalytics #DataDrivenPersonalization #PhygitalDistribution
Gold
Ellis: Cognitive AI & Gen. AI to revolutionize Intesa Sanpaolo's world-class Customer Service
Ellis is the AI-based Intesa Sanpaolo digital assistant, powered by Google Dialogflow technology, that has revolutionized the customer interaction experience...
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Insight-led Customer Selection Engine to Deploy Hyper-personalized communications, Personal Finance Management feature and upselling.
Harnessing the power of AI, HSBC has revolutionised banking personalisation, with the Insight-led Customer Selection Engine and the Personal Finance...
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WhatsApp Banking with omnichannel integration
Meet the all-new Emirates NBD WhatsApp Banking, seamlessly integrated with our IVR, mobile app, tablet, and online banking applications. Get...
Read moreSocial, Sustainable & Responsible Banking
Innovations that advance the bank’s social purpose and its commitment to being a good corporate citizen and a true ally of its customers. #UniversalDesign #BarrierFreeBanking #FinancialInclusion #FinancialLitteracy #MicroCredit #SocialCrowdfunding #GreenBanking #Transparency #SocialImpact #EnvironmentalImpact
Gold
Sustainability Action Tool
The Commonwealth Bank of Australia developed their own tool to help Australian small businesses identify ways they can make sustainable...
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LookSee - Enabling household adoption of renewable energy through flexible financing options
Home efficiency platform, LookSee.co.za, together with its parent company Standard Bank, has been focused on offering flexible financing and an...
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Blind Faith: Enhancing Mobile Payments for the Visually Impaired
Imagine having to rely on others for paying for your groceries. For a visually impaired person this can be a...
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