About
By understanding the causal link between financial behaviour and health risk through Discovery Bank’s Vitality Money program, Discovery is able to better segment life insurance risks than can be achieved through traditional pricing models. This allows clients of Discovery Bank, the world’s first behavioural bank, to get rewarded with upfront premium discounts of up to 15% as well as favourable ongoing adjustments to their Discovery life insurance premiums for continued healthy financial behaviour over time. This is made possible by Discovery’s ability to better segment risks within each socio-economic class through its unique understanding of the underlying link to health.
