About
The Amazon of financial services for SMEs
Innovation presentation
STEP 4 business is the first fully-fledged digital marketplace of financial services designed for SMEs, using state-of-the-art technologies and integrating via APIs the best fintech digital solutions.
The platform, already live in the Italian market, leverages PSD2, open banking and IT innovation in order to disrupt the SMEs financial services market through a one-stop-shop entirely dedicated to small and medium enterprises, that can find in the STEP platform some core financial products and services such as:
- account aggregation
- digital CFO based on predictive analytics
- e-invoices tool integration
- instant lending
- invoice discounting
- FX/international payments
- merchant acquiring
The STEP management team has got a robust international experience in financial services and is already working on a global scale-up road map.
Uniqueness of the project
- STEP aims to be the first global fully-fledged marketplace of financial products and services entirely dedicated to Small and Medium Enterprises
- STEP leverages the most innovative and advanced technologies such as open banking, predictive analytics, Big Data, Machine Learning, API integration etc.
- STEP management team is natively global, and will deliver a full speed international scale-up (four countries live within 3 year after launch)
- STEP business model, efficient and with low fixed transactional costs, has reached break even in Q4 2023 and achieved 550k€ revenues and 160k€ EBITDA.
