Submitted by

Aktif Bank

Premium
27/08/2013 Banking Innovation
A versatile distribution channel where customers get banking and many other non-financial retail services at the same time.
Innovation details
Country
Turkey
Category
Physical Distribution
Keyword
Branch & Physical distribution, SME Banking

Innovation presentation

Aktif Nokta is the first ever versatile distribution channel where customers get banking and many other non-financial retail services at the same time. With Aktif Nokta waiting in the queues is out of fashion where all customers can get services by their neighborhoods. SMEs like grocery stores, stationery stores, petrol stations are the target merchant categories. Aktif Nokta is a network around with a thousand merchants (growing day by day) mostly grocery stores and petrol stations, with a secure and touch-screen device which offers customers to buy catalogue products, top-up GSM air time, make Money transfers, bill payments, banking&insurance applications, top-up transportation cards in some cities, buy intercity bus tickets and buy flight tickets, is the first in ‘store in store’ concept in Turkey. Aktif Nokta is being developed for new operations with the increasing number of dealers. Our goal is to have the biggest network in Turkey within 3 years having around 20.000 merchants. From 01.01.2013 to now we reached 3.9 million transactions and 84 million TL turnovers. Our aim is to make one million transactions, 35 million turnovers every day. We are officially supported by TÜBİTAK (TEYDEB) - Technology and Innovation Funding Programs Directorate. We have exclusive contract with Petrol Ofisi which has the largest petrol station network in Turkey. We have contracted over 60 utility institutions for bill payments. We have agreements with the all major GSM operators for topping-up GSM air-time in Turkey.

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